FinScore provides credit scoring platform to financial institutions and credit bureaus in emerging markets to obtain more reliable data about existing and new customers, and to approach unserved market segments.
\nTo support its business partner needs, FinScore provides a facility that allows them to requests for an Access Token and Score. Access Token is used to validate the request in generating the application telco score.
\nNote: For all requests, mobile number format is 63xxxxxxxxxx. That's 63 followed by the 10 digit mobile number. 63 (country code) followed by 3-digit telco prefix (usually 9xx) then by 7-digit number.
\nNote: The MNO is identified by the mobile number prefix. Each product ID has a unique association with an MNO. For instance, if a product ID linked to Globe is used in a request with a SMART mobile number, the response will display an error message.
\nAPI Timeout and Retry Settings
\nThe FinScore APIs have the following timeout and retry settings:
\nTimeout: 20 seconds
\nRetry Attempts: 3
\nRetry Timeout: 3 seconds
\nThese settings are configured to ensure optimal performance and reliability of the FinScore APIs. Developers integrating with the API should account for these timeout and retry behaviors in their application logic.
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\nSee below Instructions to request for a token:
\nTo request for a token, send a POST request to the sandbox url: https://sandbox.iscore.io/auth/connect/token
\nThe request header has the following parameters: Content Type: application/x-www-form-urlencoded andAuthorization: [Basic][Space][Base64String Username: Password]
The request body has the following parameters : grant_type=client_credentials
Note: In the production environment, FinScore will provide the credentials such as username and password to the prtners/customers. To include these credentials, convert this credential into base64 String and add the value to the 'Authorization' field in the header of the request.
\nIn the response Tab, the response must be 200. Access Token will be available in the response body.
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Derived by the most advanced machine learning algorithms, the scores have significant predictive power and can be used as either standalone models or in combination with exiting internal Social-Demographic and/or Credit Bureau models. This is currently available for SMART, Globe, and DITO mobile numbers.
\nFinscore offers to its clients several versions(models) of the Telco score for prepaid and postpaid customers. These distinct versions are developed using diverse loan product payment information. All scores are calibrated to the same scale.When clients come on board, they will receive product IDs associated with the chosen version. Each individual model will encompass a specific spectrum of scores and bands for both postpaid and prepaid numbers, contingent upon the Mobile Network Operator (MNO).
\nExample: Below is an example score and band range for SMART prepaid and postpaid customer for a telco score model.
\nSMART Prepaid Customer
\nScore Range: 300 to 600
Score Bands:
SMART Postpaid Customer
\nScore Range: 700 to 999
Score Bands:
Note: The score bands and ranges may vary from the values provided above in certain models. Additionally, there are specific instances where default values can be assigned to the score bands. Clients will receive specific information about the score bands, ranges, and any special case values associated with the chosen model during the onboarding process. Below, an illustration is presented that showcases default values for special cases within one of the models.
\nThis section enumerates all values that could be returned in the error code field.
\nTo access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing the telco score is:
\nhttps://sandbox.iscore.io/score/api/v2/score
The request should include the following parameters:
\nmobilenumber (Required)The mobilenumber parameter should contain the number of the client for whom you want to generate the telco score.
productids (Required)The productids parameter is a semicolon-separated list of product codes that you want to use for the telco score. For Sandbox API testing, you can use \"G;\" for SMART , \"GL1;\" for Globe, and \"DT1;\"for DITO.
Note: For live requests, ensure you use the appropriate productids based on the selected model.
requestid (Required)The requestid parameter is an identifier for the API request. It should be a unique value for each API call.
The API response will contain the calculated telco scores for the mobile number sent in the request. The response will be in JSON format and will include the following fields:
\nrequestid (string, required): Unique identifier for the request.
transactionid (string, required): Unique system identifier for the transaction.
code (string, required): Operation code.
result (string, required): Operation result, indicating the success or failure of the request.
scores (object, required): An object containing score and band values in numeric format.
CrediView request with only product ID 911.
\n","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"0cb88d8f-751a-4aed-a33f-2a9fb314b154","name":"CrediView without telco score - SMART","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639218309045\",\r\n \"productids\": \"911;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Sun, 06 Aug 2023 09:14:55 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"1611"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"3111791112\",\n \"transactionid\": \"75b0b20f46a54107a75a38b6d6dc1db0\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"911\": {\n \"cv_totals\": [\n {\n \"req_total_all\": 968,\n \"unq_entities_total_all\": 30,\n \"req_same_total_all\": 74,\n \"req_others_total_all\": 894,\n \"req_total_1\": 3,\n \"req_total_7\": 12,\n \"req_total_14\": 22,\n \"req_total_21\": 31,\n \"req_total_28\": 40,\n \"req_total_35\": 62,\n \"req_total_45\": 80,\n \"req_total_60\": 107,\n \"req_total_90\": 169,\n \"req_total_180\": 312,\n \"req_total_360\": 539,\n \"unq_entities_1\": 2,\n \"unq_entities_7\": 3,\n \"unq_entities_14\": 3,\n \"unq_entities_21\": 3,\n \"unq_entities_28\": 3,\n \"unq_entities_35\": 7,\n \"unq_entities_45\": 9,\n \"unq_entities_60\": 12,\n \"unq_entities_90\": 18,\n \"unq_entities_180\": 22,\n \"unq_entities_360\": 24,\n \"req_same_1\": 2,\n \"req_same_7\": 4,\n \"req_same_14\": 6,\n \"req_same_21\": 8,\n \"req_same_28\": 9,\n \"req_same_35\": 14,\n \"req_same_45\": 16,\n \"req_same_60\": 21,\n \"req_same_90\": 31,\n \"req_same_180\": 41,\n \"req_same_360\": 59,\n \"req_others_1\": 1,\n \"req_others_7\": 8,\n \"req_others_14\": 16,\n \"req_others_21\": 23,\n \"req_others_28\": 31,\n \"req_others_35\": 48,\n \"req_others_45\": 64,\n \"req_others_60\": 86,\n \"req_others_90\": 138,\n \"req_others_180\": 271,\n \"req_others_360\": 480,\n \"req_bank_1\": 0,\n \"req_bank_7\": 0,\n \"req_bank_14\": 0,\n \"req_bank_21\": 0,\n \"req_bank_28\": 0,\n \"req_bank_35\": 0,\n \"req_bank_45\": 1,\n \"req_bank_60\": 3,\n \"req_bank_90\": 9,\n \"req_bank_180\": 16,\n \"req_bank_360\": 23,\n \"req_non_bank_1\": 0,\n \"req_non_bank_7\": 1,\n \"req_non_bank_14\": 2,\n \"req_non_bank_21\": 2,\n \"req_non_bank_28\": 3,\n \"req_non_bank_35\": 13,\n \"req_non_bank_45\": 18,\n \"req_non_bank_60\": 22,\n \"req_non_bank_90\": 29,\n \"req_non_bank_180\": 58,\n \"req_non_bank_360\": 79\n }\n ]\n }\n }\n}"}],"_postman_id":"84b1718f-3b28-40e3-ad19-399c0fe27af7"},{"name":"CrediView with telco score for SMART","event":[{"listen":"test","script":{"id":"44d124a2-88d4-4ba5-b854-cfbac3b6500d","exec":["pm.test(\"Status code is 200\", () => {\r"," pm.response.to.have.status(200);\r","});\r","\r","pm.test(\"Response has required properties\", () => {\r"," pm.expect(pm.response.json()).to.have.property(\"requestid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"transactionid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"code\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"result\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"scores\").and.to.be.an(\"object\");\r","});\r","\r","pm.test(\"Scores object has expected properties\", () => {\r"," pm.expect(pm.response.json().scores).to.have.property(\"10\").and.to.be.an(\"array\");\r"," pm.expect(pm.response.json().scores).to.have.property(\"911\").and.to.be.an(\"object\");\r","\r"," const score10 = pm.response.json().scores[\"10\"];\r"," pm.expect(score10).to.have.lengthOf(2);\r"," pm.expect(score10[0][0]).to.equal(\"score\");\r"," pm.expect(score10[0][1]).to.be.a(\"number\");\r"," pm.expect(score10[1][0]).to.equal(\"band\");\r"," pm.expect(score10[1][1]).to.be.a(\"number\");\r","\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r"," const numericProperties = [\r"," \"req_total_all\", \"unq_entities_total_all\", \"req_same_total_all\", \"req_others_total_all\",\r"," \"req_total_1\", \"req_total_7\", \"req_total_14\", \"req_total_21\", \"req_total_28\", \"req_total_35\",\r"," \"req_total_45\", \"req_total_60\", \"req_total_90\", \"req_total_180\", \"req_total_360\",\r"," \"unq_entities_1\", \"unq_entities_7\", \"unq_entities_14\", \"unq_entities_21\", \"unq_entities_28\",\r"," \"unq_entities_35\", \"unq_entities_45\", \"unq_entities_60\", \"unq_entities_90\", \"unq_entities_180\",\r"," \"unq_entities_360\", \"req_same_1\", \"req_same_7\", \"req_same_14\", \"req_same_21\", \"req_same_28\",\r"," \"req_same_35\", \"req_same_45\", \"req_same_60\", \"req_same_90\", \"req_same_180\", \"req_same_360\",\r"," \"req_others_1\", \"req_others_7\", \"req_others_14\", \"req_others_21\", \"req_others_28\",\r"," \"req_others_35\", \"req_others_45\", \"req_others_60\", \"req_others_90\", \"req_others_180\",\r"," \"req_others_360\", \"req_bank_1\", \"req_bank_7\", \"req_bank_14\", \"req_bank_21\", \"req_bank_28\",\r"," \"req_bank_35\", \"req_bank_45\", \"req_bank_60\", \"req_bank_90\", \"req_bank_180\", \"req_bank_360\",\r"," \"req_non_bank_1\", \"req_non_bank_7\", \"req_non_bank_14\", \"req_non_bank_21\", \"req_non_bank_28\",\r"," \"req_non_bank_35\", \"req_non_bank_45\", \"req_non_bank_60\", \"req_non_bank_90\", \"req_non_bank_180\",\r"," \"req_non_bank_360\"\r"," ];\r","\r"," numericProperties.forEach(property => {\r"," pm.expect(cv_totals).to.have.property(property).and.to.be.a(\"number\");\r"," });\r","});\r","\r","pm.test(\"Values are as expected\", () => {\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r","\r"," pm.expect(cv_totals.req_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_360).to.be.greaterThanOrEqual(0);\r","});\r","\r",""],"type":"text/javascript","packages":{}}},{"listen":"prerequest","script":{"id":"d7c7452b-9df9-4726-82d5-f6849206bb3e","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript","packages":{}}}],"id":"6b2da3e3-aecb-4bf4-be27-7ce5fe921868","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639198307883\",\r\n \"productids\": \"911;G;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score","description":"CrediView request with product IDs 911 and 10.
\n","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"2f628749-3c33-4d20-bc78-06834c31667d","name":"CrediView with telco score for SMART","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639198307883\",\r\n \"productids\": \"911;G;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Tue, 29 Apr 2025 05:42:36 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"1647"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"3111791112\",\n \"transactionid\": \"14e09f5f01ad4797a08f23386502ad38\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"911\": {\n \"cv_totals\": [\n {\n \"req_total_all\": 968,\n \"unq_entities_total_all\": 30,\n \"req_same_total_all\": 74,\n \"req_others_total_all\": 894,\n \"req_total_1\": 3,\n \"req_total_7\": 12,\n \"req_total_14\": 22,\n \"req_total_21\": 31,\n \"req_total_28\": 40,\n \"req_total_35\": 62,\n \"req_total_45\": 80,\n \"req_total_60\": 107,\n \"req_total_90\": 169,\n \"req_total_180\": 312,\n \"req_total_360\": 539,\n \"unq_entities_1\": 2,\n \"unq_entities_7\": 3,\n \"unq_entities_14\": 3,\n \"unq_entities_21\": 3,\n \"unq_entities_28\": 3,\n \"unq_entities_35\": 7,\n \"unq_entities_45\": 9,\n \"unq_entities_60\": 12,\n \"unq_entities_90\": 18,\n \"unq_entities_180\": 22,\n \"unq_entities_360\": 24,\n \"req_same_1\": 2,\n \"req_same_7\": 4,\n \"req_same_14\": 6,\n \"req_same_21\": 8,\n \"req_same_28\": 9,\n \"req_same_35\": 14,\n \"req_same_45\": 16,\n \"req_same_60\": 21,\n \"req_same_90\": 31,\n \"req_same_180\": 41,\n \"req_same_360\": 59,\n \"req_others_1\": 1,\n \"req_others_7\": 8,\n \"req_others_14\": 16,\n \"req_others_21\": 23,\n \"req_others_28\": 31,\n \"req_others_35\": 48,\n \"req_others_45\": 64,\n \"req_others_60\": 86,\n \"req_others_90\": 138,\n \"req_others_180\": 271,\n \"req_others_360\": 480,\n \"req_bank_1\": 0,\n \"req_bank_7\": 0,\n \"req_bank_14\": 0,\n \"req_bank_21\": 0,\n \"req_bank_28\": 0,\n \"req_bank_35\": 0,\n \"req_bank_45\": 1,\n \"req_bank_60\": 3,\n \"req_bank_90\": 9,\n \"req_bank_180\": 16,\n \"req_bank_360\": 23,\n \"req_non_bank_1\": 0,\n \"req_non_bank_7\": 1,\n \"req_non_bank_14\": 2,\n \"req_non_bank_21\": 2,\n \"req_non_bank_28\": 3,\n \"req_non_bank_35\": 13,\n \"req_non_bank_45\": 18,\n \"req_non_bank_60\": 22,\n \"req_non_bank_90\": 29,\n \"req_non_bank_180\": 58,\n \"req_non_bank_360\": 79\n }\n ]\n },\n \"G\": [\n [\n \"score\",\n 337\n ],\n [\n \"band\",\n 1\n ]\n ]\n }\n}"}],"_postman_id":"6b2da3e3-aecb-4bf4-be27-7ce5fe921868"},{"name":"CrediView with telco score for DITO","event":[{"listen":"test","script":{"id":"44d124a2-88d4-4ba5-b854-cfbac3b6500d","exec":["pm.test(\"Status code is 200\", () => {\r"," pm.response.to.have.status(200);\r","});\r","\r","pm.test(\"Response has required properties\", () => {\r"," pm.expect(pm.response.json()).to.have.property(\"requestid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"transactionid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"code\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"result\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"scores\").and.to.be.an(\"object\");\r","});\r","\r","pm.test(\"Scores object has expected properties\", () => {\r"," pm.expect(pm.response.json().scores).to.have.property(\"10\").and.to.be.an(\"array\");\r"," pm.expect(pm.response.json().scores).to.have.property(\"911\").and.to.be.an(\"object\");\r","\r"," const score10 = pm.response.json().scores[\"10\"];\r"," pm.expect(score10).to.have.lengthOf(2);\r"," pm.expect(score10[0][0]).to.equal(\"score\");\r"," pm.expect(score10[0][1]).to.be.a(\"number\");\r"," pm.expect(score10[1][0]).to.equal(\"band\");\r"," pm.expect(score10[1][1]).to.be.a(\"number\");\r","\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r"," const numericProperties = [\r"," \"req_total_all\", \"unq_entities_total_all\", \"req_same_total_all\", \"req_others_total_all\",\r"," \"req_total_1\", \"req_total_7\", \"req_total_14\", \"req_total_21\", \"req_total_28\", \"req_total_35\",\r"," \"req_total_45\", \"req_total_60\", \"req_total_90\", \"req_total_180\", \"req_total_360\",\r"," \"unq_entities_1\", \"unq_entities_7\", \"unq_entities_14\", \"unq_entities_21\", \"unq_entities_28\",\r"," \"unq_entities_35\", \"unq_entities_45\", \"unq_entities_60\", \"unq_entities_90\", \"unq_entities_180\",\r"," \"unq_entities_360\", \"req_same_1\", \"req_same_7\", \"req_same_14\", \"req_same_21\", \"req_same_28\",\r"," \"req_same_35\", \"req_same_45\", \"req_same_60\", \"req_same_90\", \"req_same_180\", \"req_same_360\",\r"," \"req_others_1\", \"req_others_7\", \"req_others_14\", \"req_others_21\", \"req_others_28\",\r"," \"req_others_35\", \"req_others_45\", \"req_others_60\", \"req_others_90\", \"req_others_180\",\r"," \"req_others_360\", \"req_bank_1\", \"req_bank_7\", \"req_bank_14\", \"req_bank_21\", \"req_bank_28\",\r"," \"req_bank_35\", \"req_bank_45\", \"req_bank_60\", \"req_bank_90\", \"req_bank_180\", \"req_bank_360\",\r"," \"req_non_bank_1\", \"req_non_bank_7\", \"req_non_bank_14\", \"req_non_bank_21\", \"req_non_bank_28\",\r"," \"req_non_bank_35\", \"req_non_bank_45\", \"req_non_bank_60\", \"req_non_bank_90\", \"req_non_bank_180\",\r"," \"req_non_bank_360\"\r"," ];\r","\r"," numericProperties.forEach(property => {\r"," pm.expect(cv_totals).to.have.property(property).and.to.be.a(\"number\");\r"," });\r","});\r","\r","pm.test(\"Values are as expected\", () => {\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r","\r"," pm.expect(cv_totals.req_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_360).to.be.greaterThanOrEqual(0);\r","});\r","\r",""],"type":"text/javascript","packages":{},"requests":{}}},{"listen":"prerequest","script":{"id":"d7c7452b-9df9-4726-82d5-f6849206bb3e","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript","packages":{},"requests":{}}}],"id":"2fb0274c-f4cf-4cac-a587-49922c37c794","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639940000070\",\r\n \"productids\": \"CVSCR2;DT1;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score","description":"CrediView request with product IDs 911 and 10.
\n","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"f9eb1084-df61-490b-8b4e-2c69be476698","name":"CrediView with telco score for DITO","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639940000070\",\r\n \"productids\": \"CVSCR2;DT1;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":null,"header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 05 Nov 2025 04:59:21 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"3202"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"3111791112\",\n \"transactionid\": \"1c026e68ab6b4ae5baa58d46db8a8c35\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"DT1\": [\n [\n \"score\",\n 357\n ],\n [\n \"band\",\n 1\n ]\n ],\n \"CVSCR2\": {\n \"cv_totals\": {\n \"req_total_1\": 0,\n \"unq_entities_1\": 0,\n \"req_others_1\": 0,\n \"req_bnpl_1\": 0,\n \"req_pos_1\": 0,\n \"req_digi_loan_1\": 0,\n \"req_digi_bank_1\": 0,\n \"req_cash_loan_1\": 0,\n \"req_auto_1\": 0,\n \"req_bank_1\": 0,\n \"req_digi_bnpl_1\": 0,\n \"req_total_7\": 0,\n \"unq_entities_7\": 0,\n \"req_others_7\": 0,\n \"req_bnpl_7\": 0,\n \"req_pos_7\": 0,\n \"req_digi_loan_7\": 0,\n \"req_digi_bank_7\": 0,\n \"req_cash_loan_7\": 0,\n \"req_auto_7\": 0,\n \"req_bank_7\": 0,\n \"req_digi_bnpl_7\": 0,\n \"req_total_14\": 0,\n \"unq_entities_14\": 0,\n \"req_others_14\": 0,\n \"req_bnpl_14\": 0,\n \"req_pos_14\": 0,\n \"req_digi_loan_14\": 0,\n \"req_digi_bank_14\": 0,\n \"req_cash_loan_14\": 0,\n \"req_auto_14\": 0,\n \"req_bank_14\": 0,\n \"req_digi_bnpl_14\": 0,\n \"req_total_21\": 0,\n \"unq_entities_21\": 0,\n \"req_others_21\": 0,\n \"req_bnpl_21\": 0,\n \"req_pos_21\": 0,\n \"req_digi_loan_21\": 0,\n \"req_digi_bank_21\": 0,\n \"req_cash_loan_21\": 0,\n \"req_auto_21\": 0,\n \"req_bank_21\": 0,\n \"req_digi_bnpl_21\": 0,\n \"req_total_28\": 0,\n \"unq_entities_28\": 0,\n \"req_others_28\": 0,\n \"req_bnpl_28\": 0,\n \"req_pos_28\": 0,\n \"req_digi_loan_28\": 0,\n \"req_digi_bank_28\": 0,\n \"req_cash_loan_28\": 0,\n \"req_auto_28\": 0,\n \"req_bank_28\": 0,\n \"req_digi_bnpl_28\": 0,\n \"req_total_35\": 0,\n \"unq_entities_35\": 0,\n \"req_others_35\": 0,\n \"req_bnpl_35\": 0,\n \"req_pos_35\": 0,\n \"req_digi_loan_35\": 0,\n \"req_digi_bank_35\": 0,\n \"req_cash_loan_35\": 0,\n \"req_auto_35\": 0,\n \"req_bank_35\": 0,\n \"req_digi_bnpl_35\": 0,\n \"req_total_45\": 0,\n \"unq_entities_45\": 0,\n \"req_others_45\": 0,\n \"req_bnpl_45\": 0,\n \"req_pos_45\": 0,\n \"req_digi_loan_45\": 0,\n \"req_digi_bank_45\": 0,\n \"req_cash_loan_45\": 0,\n \"req_auto_45\": 0,\n \"req_bank_45\": 0,\n \"req_digi_bnpl_45\": 0,\n \"req_total_60\": 0,\n \"unq_entities_60\": 0,\n \"req_others_60\": 0,\n \"req_bnpl_60\": 0,\n \"req_pos_60\": 0,\n \"req_digi_loan_60\": 0,\n \"req_digi_bank_60\": 0,\n \"req_cash_loan_60\": 0,\n \"req_auto_60\": 0,\n \"req_bank_60\": 0,\n \"req_digi_bnpl_60\": 0,\n \"req_total_90\": 0,\n \"unq_entities_90\": 0,\n \"req_others_90\": 0,\n \"req_bnpl_90\": 0,\n \"req_pos_90\": 0,\n \"req_digi_loan_90\": 0,\n \"req_digi_bank_90\": 0,\n \"req_cash_loan_90\": 0,\n \"req_auto_90\": 0,\n \"req_bank_90\": 0,\n \"req_digi_bnpl_90\": 0,\n \"req_total_180\": 0,\n \"unq_entities_180\": 0,\n \"req_others_180\": 0,\n \"req_bnpl_180\": 0,\n \"req_pos_180\": 0,\n \"req_digi_loan_180\": 0,\n \"req_digi_bank_180\": 0,\n \"req_cash_loan_180\": 0,\n \"req_auto_180\": 0,\n \"req_bank_180\": 0,\n \"req_digi_bnpl_180\": 0,\n \"req_total_360\": 0,\n \"unq_entities_360\": 0,\n \"req_others_360\": 0,\n \"req_bnpl_360\": 0,\n \"req_pos_360\": 0,\n \"req_digi_loan_360\": 0,\n \"req_digi_bank_360\": 0,\n \"req_cash_loan_360\": 0,\n \"req_auto_360\": 0,\n \"req_bank_360\": 0,\n \"req_digi_bnpl_360\": 0,\n \"req_total_540\": 0,\n \"unq_entities_540\": 0,\n \"req_others_540\": 0,\n \"req_bnpl_540\": 0,\n \"req_pos_540\": 0,\n \"req_digi_loan_540\": 0,\n \"req_digi_bank_540\": 0,\n \"req_cash_loan_540\": 0,\n \"req_auto_540\": 0,\n \"req_bank_540\": 0,\n \"req_digi_bnpl_540\": 0,\n \"req_total_720\": 0,\n \"unq_entities_720\": 0,\n \"req_others_720\": 0,\n \"req_bnpl_720\": 0,\n \"req_pos_720\": 0,\n \"req_digi_loan_720\": 0,\n \"req_digi_bank_720\": 0,\n \"req_cash_loan_720\": 0,\n \"req_auto_720\": 0,\n \"req_bank_720\": 0,\n \"req_digi_bnpl_720\": 0,\n \"req_total_all\": 13,\n \"unq_entities_total_all\": 1,\n \"req_others_total_all\": 13\n }\n }\n }\n}"}],"_postman_id":"2fb0274c-f4cf-4cac-a587-49922c37c794"}],"id":"86652443-14f5-477b-bd31-e3f8ef81f0fb","event":[{"listen":"prerequest","script":{"id":"02e0b912-8d33-460d-be9c-68daee9ab4c3","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"aad6f8d3-746f-4200-b743-38413c5a2905","type":"text/javascript","exec":[""]}}],"_postman_id":"86652443-14f5-477b-bd31-e3f8ef81f0fb","description":""}],"id":"06d873dd-bfa6-4cf7-b164-a3af38542c9e","description":"CrediView provides the information based on the telco scoring inquiries of a user. CrediView is currently available only for SMART and Globe numbers.
\nTo access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing CrediView is:
\nhttps://sandbox.iscore.io/score/api/v2/score
The request should include the following parameters:
\nmobilenumber (Required)The mobilenumber parameter should contain the SMART number of the client for whom you want to generate the CrediView score.
productids (Required)The productids parameter is a semicolon-separated list of product codes used for CrediView. For this API request, the value should be \"911;\" for CrediView Version 1 and \"CVSCR2;\" for Version 2. This section covers Version 1; for Version 2, please refer to the next section.
requestid (Required)The requestid parameter is an identifier for the API request. It should be a unique value for each API call.
The API response will be in JSON format and will include the following fields:
\n","_postman_id":"06d873dd-bfa6-4cf7-b164-a3af38542c9e"},{"name":"CrediView V2","item":[{"name":"Example","item":[{"name":"CrediView version 2","event":[{"listen":"test","script":{"id":"44d124a2-88d4-4ba5-b854-cfbac3b6500d","exec":["pm.test(\"Status code is 200\", () => {\r"," pm.response.to.have.status(200);\r","});\r","\r","pm.test(\"Response has required properties\", () => {\r"," pm.expect(pm.response.json()).to.have.property(\"requestid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"transactionid\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"code\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"result\").and.to.be.a(\"string\");\r"," pm.expect(pm.response.json()).to.have.property(\"scores\").and.to.be.an(\"object\");\r","});\r","\r","pm.test(\"Scores object has expected properties\", () => {\r"," \r"," pm.expect(pm.response.json().scores).to.have.property(\"911\").and.to.be.an(\"object\");\r","\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r"," const numericProperties = [\r"," \"req_total_all\", \"unq_entities_total_all\", \"req_same_total_all\", \"req_others_total_all\",\r"," \"req_total_1\", \"req_total_7\", \"req_total_14\", \"req_total_21\", \"req_total_28\", \"req_total_35\",\r"," \"req_total_45\", \"req_total_60\", \"req_total_90\", \"req_total_180\", \"req_total_360\",\r"," \"unq_entities_1\", \"unq_entities_7\", \"unq_entities_14\", \"unq_entities_21\", \"unq_entities_28\",\r"," \"unq_entities_35\", \"unq_entities_45\", \"unq_entities_60\", \"unq_entities_90\", \"unq_entities_180\",\r"," \"unq_entities_360\", \"req_same_1\", \"req_same_7\", \"req_same_14\", \"req_same_21\", \"req_same_28\",\r"," \"req_same_35\", \"req_same_45\", \"req_same_60\", \"req_same_90\", \"req_same_180\", \"req_same_360\",\r"," \"req_others_1\", \"req_others_7\", \"req_others_14\", \"req_others_21\", \"req_others_28\",\r"," \"req_others_35\", \"req_others_45\", \"req_others_60\", \"req_others_90\", \"req_others_180\",\r"," \"req_others_360\", \"req_bank_1\", \"req_bank_7\", \"req_bank_14\", \"req_bank_21\", \"req_bank_28\",\r"," \"req_bank_35\", \"req_bank_45\", \"req_bank_60\", \"req_bank_90\", \"req_bank_180\", \"req_bank_360\",\r"," \"req_non_bank_1\", \"req_non_bank_7\", \"req_non_bank_14\", \"req_non_bank_21\", \"req_non_bank_28\",\r"," \"req_non_bank_35\", \"req_non_bank_45\", \"req_non_bank_60\", \"req_non_bank_90\", \"req_non_bank_180\",\r"," \"req_non_bank_360\"\r"," ];\r","\r"," numericProperties.forEach(property => {\r"," pm.expect(cv_totals).to.have.property(property).and.to.be.a(\"number\");\r"," });\r","});\r","\r","pm.test(\"Values are as expected\", () => {\r"," const cv_totals = pm.response.json().scores[\"911\"].cv_totals[0];\r","\r"," pm.expect(cv_totals.req_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_total_all).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_total_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.unq_entities_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_same_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_others_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_bank_360).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_1).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_7).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_14).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_21).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_28).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_35).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_45).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_60).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_90).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_180).to.be.greaterThanOrEqual(0);\r"," pm.expect(cv_totals.req_non_bank_360).to.be.greaterThanOrEqual(0);\r","});\r","\r",""],"type":"text/javascript","packages":{},"requests":{}}},{"listen":"prerequest","script":{"id":"d7c7452b-9df9-4726-82d5-f6849206bb3e","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript","packages":{},"requests":{}}}],"id":"e2019a2b-e6d9-4b47-9429-07eafdf70595","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639940000070\",\r\n \"productids\": \"CVSCR2;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score","description":"CrediView request with only product ID 911.
\n","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"e18dfd6a-1460-4104-9d84-d1e152da6138","name":"CrediView version 2","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639940000070\",\r\n \"productids\": \"CVSCR2;\",\r\n \"requestid\": \"3111791112\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":null,"header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 05 Nov 2025 04:40:56 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"3164"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"3111791112\",\n \"transactionid\": \"693a9a56be0c457eba275615d86b7f3f\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"CVSCR2\": {\n \"cv_totals\": {\n \"req_total_1\": 0,\n \"unq_entities_1\": 0,\n \"req_others_1\": 0,\n \"req_bnpl_1\": 0,\n \"req_pos_1\": 0,\n \"req_digi_loan_1\": 0,\n \"req_digi_bank_1\": 0,\n \"req_cash_loan_1\": 0,\n \"req_auto_1\": 0,\n \"req_bank_1\": 0,\n \"req_digi_bnpl_1\": 0,\n \"req_total_7\": 0,\n \"unq_entities_7\": 0,\n \"req_others_7\": 0,\n \"req_bnpl_7\": 0,\n \"req_pos_7\": 0,\n \"req_digi_loan_7\": 0,\n \"req_digi_bank_7\": 0,\n \"req_cash_loan_7\": 0,\n \"req_auto_7\": 0,\n \"req_bank_7\": 0,\n \"req_digi_bnpl_7\": 0,\n \"req_total_14\": 0,\n \"unq_entities_14\": 0,\n \"req_others_14\": 0,\n \"req_bnpl_14\": 0,\n \"req_pos_14\": 0,\n \"req_digi_loan_14\": 0,\n \"req_digi_bank_14\": 0,\n \"req_cash_loan_14\": 0,\n \"req_auto_14\": 0,\n \"req_bank_14\": 0,\n \"req_digi_bnpl_14\": 0,\n \"req_total_21\": 0,\n \"unq_entities_21\": 0,\n \"req_others_21\": 0,\n \"req_bnpl_21\": 0,\n \"req_pos_21\": 0,\n \"req_digi_loan_21\": 0,\n \"req_digi_bank_21\": 0,\n \"req_cash_loan_21\": 0,\n \"req_auto_21\": 0,\n \"req_bank_21\": 0,\n \"req_digi_bnpl_21\": 0,\n \"req_total_28\": 0,\n \"unq_entities_28\": 0,\n \"req_others_28\": 0,\n \"req_bnpl_28\": 0,\n \"req_pos_28\": 0,\n \"req_digi_loan_28\": 0,\n \"req_digi_bank_28\": 0,\n \"req_cash_loan_28\": 0,\n \"req_auto_28\": 0,\n \"req_bank_28\": 0,\n \"req_digi_bnpl_28\": 0,\n \"req_total_35\": 0,\n \"unq_entities_35\": 0,\n \"req_others_35\": 0,\n \"req_bnpl_35\": 0,\n \"req_pos_35\": 0,\n \"req_digi_loan_35\": 0,\n \"req_digi_bank_35\": 0,\n \"req_cash_loan_35\": 0,\n \"req_auto_35\": 0,\n \"req_bank_35\": 0,\n \"req_digi_bnpl_35\": 0,\n \"req_total_45\": 0,\n \"unq_entities_45\": 0,\n \"req_others_45\": 0,\n \"req_bnpl_45\": 0,\n \"req_pos_45\": 0,\n \"req_digi_loan_45\": 0,\n \"req_digi_bank_45\": 0,\n \"req_cash_loan_45\": 0,\n \"req_auto_45\": 0,\n \"req_bank_45\": 0,\n \"req_digi_bnpl_45\": 0,\n \"req_total_60\": 0,\n \"unq_entities_60\": 0,\n \"req_others_60\": 0,\n \"req_bnpl_60\": 0,\n \"req_pos_60\": 0,\n \"req_digi_loan_60\": 0,\n \"req_digi_bank_60\": 0,\n \"req_cash_loan_60\": 0,\n \"req_auto_60\": 0,\n \"req_bank_60\": 0,\n \"req_digi_bnpl_60\": 0,\n \"req_total_90\": 0,\n \"unq_entities_90\": 0,\n \"req_others_90\": 0,\n \"req_bnpl_90\": 0,\n \"req_pos_90\": 0,\n \"req_digi_loan_90\": 0,\n \"req_digi_bank_90\": 0,\n \"req_cash_loan_90\": 0,\n \"req_auto_90\": 0,\n \"req_bank_90\": 0,\n \"req_digi_bnpl_90\": 0,\n \"req_total_180\": 0,\n \"unq_entities_180\": 0,\n \"req_others_180\": 0,\n \"req_bnpl_180\": 0,\n \"req_pos_180\": 0,\n \"req_digi_loan_180\": 0,\n \"req_digi_bank_180\": 0,\n \"req_cash_loan_180\": 0,\n \"req_auto_180\": 0,\n \"req_bank_180\": 0,\n \"req_digi_bnpl_180\": 0,\n \"req_total_360\": 0,\n \"unq_entities_360\": 0,\n \"req_others_360\": 0,\n \"req_bnpl_360\": 0,\n \"req_pos_360\": 0,\n \"req_digi_loan_360\": 0,\n \"req_digi_bank_360\": 0,\n \"req_cash_loan_360\": 0,\n \"req_auto_360\": 0,\n \"req_bank_360\": 0,\n \"req_digi_bnpl_360\": 0,\n \"req_total_540\": 0,\n \"unq_entities_540\": 0,\n \"req_others_540\": 0,\n \"req_bnpl_540\": 0,\n \"req_pos_540\": 0,\n \"req_digi_loan_540\": 0,\n \"req_digi_bank_540\": 0,\n \"req_cash_loan_540\": 0,\n \"req_auto_540\": 0,\n \"req_bank_540\": 0,\n \"req_digi_bnpl_540\": 0,\n \"req_total_720\": 0,\n \"unq_entities_720\": 0,\n \"req_others_720\": 0,\n \"req_bnpl_720\": 0,\n \"req_pos_720\": 0,\n \"req_digi_loan_720\": 0,\n \"req_digi_bank_720\": 0,\n \"req_cash_loan_720\": 0,\n \"req_auto_720\": 0,\n \"req_bank_720\": 0,\n \"req_digi_bnpl_720\": 0,\n \"req_total_all\": 13,\n \"unq_entities_total_all\": 1,\n \"req_others_total_all\": 13\n }\n }\n }\n}"}],"_postman_id":"e2019a2b-e6d9-4b47-9429-07eafdf70595"}],"id":"54c2ad1f-46f4-4ea4-bec4-96407473a676","event":[{"listen":"prerequest","script":{"id":"02e0b912-8d33-460d-be9c-68daee9ab4c3","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"aad6f8d3-746f-4200-b743-38413c5a2905","type":"text/javascript","exec":[""]}}],"_postman_id":"54c2ad1f-46f4-4ea4-bec4-96407473a676","description":""}],"id":"b9be32bf-5bee-4be8-bb13-66c268bfb7b7","description":"To access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing CrediView is:
\nhttps://sandbox.iscore.io/score/api/v2/score
The request should include the following parameters:
\nmobilenumber (Required)The mobilenumber parameter should contain the SMART number of the client for whom you want to generate the CrediView score.
productids (Required)The productids parameter is a semicolon-separated list of product codes that you want to use for CrediView. For this API request, the productids should be \"CVSCR2;\".
requestid (Required)The requestid parameter is an identifier for the API request. It should be a unique value for each API call.
mobilenumber (string): Echo of the requested mobile number
\nproductids (string): Echo of the requested product IDs
\nrequestid (string): Echo of the request ID
\ntransactionid (string): Unique transaction identifier generated by the system
\ncode (string): Response code (\"0000\" for success)
\nresult (string): Result status (\"ok\" for success)
\nscores (object): Contains score results for each requested product
\nCVSCR2 (object) : Credit Verification Score v2 results
\ncv_score (object): Score information
\nscore (integer): Credit score value (e.g., 512)
\nband (integer): Risk band classification (1-5, where higher is better)
\ncv_totals(object): Database hit counters showing credit inquiries
\nCounter Metrics Explanation: The cv_totals object contains counters for different time periods and inquiry types:
\nTime Period Suffixes:
\n_1: Last 1 day
\n_7: Last 7 days
\n_14: Last 14 days
\n_21: Last 21 days
\n_28: Last 28 days
\n_35: Last 35 days
\n_45: Last 45 days
\n_60: Last 60 days
\n_90: Last 90 days
\n_180: Last 180 days
\n_360: Last 360 days
\n_540: Last 540 days
\n_720: Last 720 days
\n_all: All time total
\nCounter Types:
\nreq_total_[period]: Total number of credit inquiries in the period
\nunq_entities_[period]: Number of unique entities that made inquiries
\nreq_others_[period]: Other/miscellaneous inquiries
\nreq_bnpl_[period]: Buy Now Pay Later inquiries
\nreq_pos_[period]: Point of Sale financing inquiries
\nreq_digi_loan_[period]: Digital loan inquiries
\nreq_digi_bank_[period]: Digital bank inquiries
\nreq_cash_loan_[period]: Cash loan inquiries
\nreq_auto_[period]: Auto loan inquiries
\nreq_bank_[period]: Traditional bank inquiries
\nreq_digi_bnpl_[period]: Digital BNPL inquiries
\nCVSCR2 Product Response Field Reference Table
\nTop-Level Response Fields
\nscores → CVSCR2 Fields
\nscores → CVSCR2 → cv_score Fields
\nscores → CVSCR2 → cv_totals Fields
\nTotal Request Counters (All Sources)
\nUnique Entity Counters
\nOther Requests Counters (Excluding Client)
\nBank Request Counters
\nDigital Bank Request Counters
\nCash Loan Request Counters
\nDigital Loan Request Counters
\nBNPL Request Counters
\nDigital BNPL Request Counters
\nPOS (Point of Sale) Request Counters
\nAuto Loan Request Counters
\n","_postman_id":"b9be32bf-5bee-4be8-bb13-66c268bfb7b7"},{"name":"KYCCheck API","item":[{"name":"Example","item":[{"name":"KYCCheck","event":[{"listen":"test","script":{"id":"44d124a2-88d4-4ba5-b854-cfbac3b6500d","exec":["// Parse the response JSON\r","var responseJson = pm.response.json();\r","\r","// Test case for requestid\r","pm.test(\"Request ID is present\", function () {\r"," pm.expect(responseJson).to.have.property(\"requestid\");\r","});\r","\r","// Test case for transactionid\r","pm.test(\"Transaction ID is present\", function () {\r"," pm.expect(responseJson).to.have.property(\"transactionid\");\r","});\r","\r","// Test case for code\r","pm.test(\"Response code is correct\", function () {\r"," pm.expect(responseJson.code).to.eql(\"0000\");\r","});\r","\r","// Test case for result\r","pm.test(\"Result is 'ok'\", function () {\r"," pm.expect(responseJson.result).to.eql(\"ok\");\r","});\r","\r","// Test case for scores\r","pm.test(\"Scores are present\", function () {\r"," pm.expect(responseJson.scores).to.have.property(\"901\");\r"," var score901 = responseJson.scores[\"901\"];\r"," pm.expect(score901).to.be.an('array');\r"," pm.expect(score901.length).to.eql(2);\r"," pm.expect(score901[0]).to.be.a('string');\r"," \r"," var attributes = score901[1];\r"," pm.expect(attributes).to.be.an('object');\r"," \r"," // Validate that some attributes exist, but don't enforce specific values\r"," pm.expect(attributes).to.have.property('first_name');\r"," pm.expect(attributes).to.have.property('middle_name');\r"," pm.expect(attributes).to.have.property('last_name');\r"," pm.expect(attributes).to.have.property('dob');\r"," pm.expect(attributes).to.have.property('id_number');\r"," pm.expect(attributes).to.have.property('address1');\r"," pm.expect(attributes).to.have.property('address2');\r"," pm.expect(attributes).to.have.property('city');\r"," pm.expect(attributes).to.have.property('state');\r"," pm.expect(attributes).to.have.property('zip');\r","});\r",""],"type":"text/javascript"}},{"listen":"prerequest","script":{"id":"d7c7452b-9df9-4726-82d5-f6849206bb3e","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript"}}],"id":"f67af517-b555-46c5-8b49-c229b0fb8a28","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"personal_data\": {\r\n \"first_name\": \"SPHINX\",\r\n \"middle_name\": \"GODOY\",\r\n \"last_name\": \"LUSTRO\",\r\n \"dob\": \"1979-08-15\",\r\n \"id_number\": \"N2508009011\",\r\n \"id_type\": \"DL\",\r\n \"address1\": \"B34 L12 PH 3 HDLC II NOVALICHES KALOOKAN CITY 1400\",\r\n \"address2\": \"LOT 8 BLOCK 38 UNIT R MARANG ST AMPARO SUBDIVISION CALOOCAN CITY 1400\",\r\n \"city\": \"\",\r\n \"state\": \"\",\r\n \"zip\": \"\"\r\n },\r\n \"productids\": \"901;\",\r\n \"requestid\": \"16260869\"\r\n}\r\n"},"url":"{{baseURL}}//finscore/api/v2/sgcheck","urlObject":{"path":["","finscore","api","v2","sgcheck"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"5f20e1b0-d295-4e8a-9395-120428c4f905","name":"KYCCheck","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"personal_data\": {\r\n \"first_name\": \"SPHINX\",\r\n \"middle_name\": \"GODOY\",\r\n \"last_name\": \"LUSTRO\",\r\n \"dob\": \"1979-08-15\",\r\n \"id_number\": \"N2508009011\",\r\n \"id_type\": \"DL\",\r\n \"address1\": \"B34 L12 PH 3 HDLC II NOVALICHES KALOOKAN CITY 1400\",\r\n \"address2\": \"LOT 8 BLOCK 38 UNIT R MARANG ST AMPARO SUBDIVISION CALOOCAN CITY 1400\",\r\n \"city\": \"\",\r\n \"state\": \"\",\r\n \"zip\": \"\"\r\n },\r\n \"productids\": \"901;\",\r\n \"requestid\": \"16260869\"\r\n}\r\n"},"url":"{{baseURL}}//finscore/api/v2/sgcheck"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Sat, 27 Jan 2024 05:05:55 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"361"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"16260869\",\n \"transactionid\": \"6471c58fbae143bf951f516e703a0685\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"901\": [\n \"result\",\n {\n \"first_name\": \"Match\",\n \"middle_name\": \"Match\",\n \"last_name\": \"Match\",\n \"dob\": \"Match\",\n \"id_number\": \"No Data\",\n \"address1\": \"No Match\",\n \"address2\": \"No Match\",\n \"city\": \"No Input\",\n \"state\": \"No Input\",\n \"zip\": \"No Input\"\n }\n ]\n }\n}"}],"_postman_id":"f67af517-b555-46c5-8b49-c229b0fb8a28"}],"id":"2cfef0ff-4cca-4c23-bc08-6ddd8fffff95","event":[{"listen":"prerequest","script":{"id":"02e0b912-8d33-460d-be9c-68daee9ab4c3","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"aad6f8d3-746f-4200-b743-38413c5a2905","type":"text/javascript","exec":[""]}}],"_postman_id":"2cfef0ff-4cca-4c23-bc08-6ddd8fffff95","description":""}],"id":"987ce357-bba3-41f3-a831-18782b7bf3c1","description":"KYCCheck provides the KYC verification of a user.
\nTo access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing the KYC verification is:
\nhttps://sandbox.iscore.io/finscore/api/v2/sgcheck
The request should include the following parameters:
\nThe response will be in JSON format and will include the following fields:
\nResult and code can have the below given values in the response.
\n","_postman_id":"987ce357-bba3-41f3-a831-18782b7bf3c1"},{"name":"CreditFactors API","item":[{"name":"Example","item":[{"name":"CreditFactors","event":[{"listen":"test","script":{"id":"44d124a2-88d4-4ba5-b854-cfbac3b6500d","exec":["pm.test(\"Status code is 200 OK\", function () {\r"," pm.response.to.have.status(200);\r","});\r","\r","var jsonData = pm.response.json();\r","\r","pm.test(\"Check requestid\", function () {\r"," pm.expect(jsonData.requestid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"Check transactionid\", function () {\r"," pm.expect(jsonData.transactionid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"Check code\", function () {\r"," pm.expect(jsonData.code).to.eql(\"0000\");\r","});\r","\r","pm.test(\"Check result\", function () {\r"," pm.expect(jsonData.result).to.eql(\"ok\");\r","});\r","\r","pm.test(\"Check scores\", function () {\r"," pm.expect(jsonData.scores[\"10\"]).to.be.an(\"array\");\r"," pm.expect(jsonData.scores[\"10\"][0][0]).to.be.a(\"string\");\r"," pm.expect(jsonData.scores[\"10\"][0][1]).to.be.a(\"number\");\r"," pm.expect(jsonData.scores[\"10\"][1][0]).to.be.a(\"string\");\r"," pm.expect(jsonData.scores[\"10\"][1][1]).to.be.a(\"number\");\r","});\r","\r","pm.test(\"Check customer_profile\", function () {\r"," pm.expect(jsonData.customer_profile).to.be.an(\"array\");\r"," jsonData.customer_profile.forEach(function(profile) {\r"," pm.expect(profile[0]).to.be.a(\"string\");\r"," pm.expect(profile[1]).to.be.a(\"string\");\r"," });\r","});\r",""],"type":"text/javascript","packages":{}}},{"listen":"prerequest","script":{"id":"d7c7452b-9df9-4726-82d5-f6849206bb3e","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript","packages":{}}}],"id":"bc25d2fd-6f0e-4979-bc52-234a552e22de","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"requestid\":\"123456\",\r\n \"mobilenumber\":\"639138301638\",\r\n \"productids\":\"40;\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"c948e394-588d-4c45-96fd-643fa8fd2f8c","name":"CreditFactors","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"access_token","type":"text","disabled":true}],"body":{"mode":"raw","raw":"{\r\n \"requestid\":\"c869390f-df23-44ea-8188-65000b5580af\",\r\n \"mobilenumber\":\"639193802688\",\r\n \"productids\":\"10;40;\"\r\n}"},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Wed, 30 Aug 2023 07:36:40 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"385"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"c89c0cb8-1c68-4738-93be-96360131ca8e\",\n \"transactionid\": \"66c1649de0df47b6a9c52743b66b85cf\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"10\": [\n [\n \"score\",\n 573\n ],\n [\n \"band\",\n 9\n ]\n ]\n },\n \"customer_profile\": [\n [\n \"TimeWithSmart\",\n \"Loyal\"\n ],\n [\n \"SubscriptionType\",\n \"Smart Prepaid\"\n ],\n [\n \"SmsUsage\",\n \"Lowest\"\n ],\n [\n \"TopUp\",\n \"Low\"\n ],\n [\n \"MobileDataUsage\",\n \"Mid\"\n ],\n [\n \"AvgDailyActivities\",\n \"Lowest\"\n ]\n ]\n}"}],"_postman_id":"bc25d2fd-6f0e-4979-bc52-234a552e22de"}],"id":"a6878f13-c3c2-4b83-9c49-66eb98615de4","event":[{"listen":"prerequest","script":{"id":"02e0b912-8d33-460d-be9c-68daee9ab4c3","type":"text/javascript","exec":[""]}},{"listen":"test","script":{"id":"aad6f8d3-746f-4200-b743-38413c5a2905","type":"text/javascript","exec":[""]}}],"_postman_id":"a6878f13-c3c2-4b83-9c49-66eb98615de4","description":""}],"id":"40d1c2fa-795e-47ea-b174-9ec6223b6688","description":"CreditFactors is a product that consists of several grouped key Telco Metrics. The product provides valuable insights to the partner without revealing the actual sensitive customer data. This API is currently available only for SMART mobile numbers.
\nTo access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing the CreditFactors Score is:
\nhttps://sandbox.iscore.io/score/api/v2/score
The request should include the following parameters:
\nmobilenumber (Optional)The mobilenumber parameter should contain the number of the client for whom you want to generate the CreditFactors score.
emailID (Optional)The emailID parameter should contain the email ID of the client for whom you want to generate the CreditFactors score.
productids (Required)The productids parameter is a semicolon-separated list of product codes that you want to use for the address check. For CreditFactors API request, the productids should be \"40;\".
requestid (Required)The requestid parameter is an identifier for the API request. It should be a unique value for each API call.
The API response will contain the calculated telco scores for the mobile number sent in the request. The response will be in JSON format and will include the following fields:
\nResult codes
\nResult and code can have the below given values in the response.
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pm.response.json();\r"," \r","\r","pm.test(\"Response has requestid\", () => {\r"," pm.expect(responseJson).to.have.property(\"requestid\");\r","});\r","\r","pm.test(\"Response has transactionid\", () => {\r"," pm.expect(responseJson).to.have.property(\"transactionid\");\r","});\r","\r","pm.test(\"Response has code\", () => {\r"," pm.expect(responseJson).to.have.property(\"code\");\r","});\r","\r","pm.test(\"Response has result\", () => {\r"," pm.expect(responseJson).to.have.property(\"result\");\r","});\r","\r","pm.test(\"Response has scores\", () => {\r"," pm.expect(responseJson).to.have.property(\"scores\");\r","});\r","\r","// Test the values of specific fields\r","pm.test(\"requestid is of type string\", () => {\r"," pm.expect(responseJson.requestid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"transactionid is of type string\", () => {\r"," pm.expect(responseJson.transactionid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"code is '0000'\", () => {\r"," pm.expect(responseJson.code).to.equal(\"0000\");\r","});\r","\r","pm.test(\"result is 'ok'\", () => {\r"," pm.expect(responseJson.result).to.equal(\"ok\");\r","});\r"," \r","\r","// Parse the request body string to JSON\r","const requestBody = JSON.parse(pm.request.body);\r"," \r","\r","pm.test(\"scores is an object\", () => {\r"," pm.expect(responseJson.scores).to.be.an(\"object\");\r","});\r","\r","// Check each dynamic product code and its values in the \"scores\" object\r","if (responseJson.scores) {\r"," const scoresProductCodes = Object.keys(responseJson.scores);\r"," scoresProductCodes.forEach((productCode) => {\r"," if( productCode == 'TP' ){\r"," pm.test(`scores for product code ${productCode} is an array with valid values`, () => {\r"," pm.expect(responseJson.scores[productCode]['tenure']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['subscription_type']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['activity_flag']).to.be.a(\"string\");\r"," });\r"," }\r","\r"," if( productCode == 'TF' ){\r"," pm.test(`scores for product code ${productCode} has correct value`, () => {\r"," pm.expect(responseJson.scores[productCode]).to.be.a(\"string\");\r"," });\r"," }\r"," \r"," });\r","}"],"type":"text/javascript","packages":{}}}],"id":"0f55198a-f4b5-498c-81ba-d1457a1b075a","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639198307883\",\r\n \"TF_date\": \"2023-01-01\",\r\n \"productids\": \"TP;TF;\",\r\n \"requestid\":\"338791112\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{baseURL}}//score/api/v2/score","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"0f55198a-f4b5-498c-81ba-d1457a1b075a"},{"name":"SIM Verification 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transactionid\", () => {\r"," pm.expect(responseJson).to.have.property(\"transactionid\");\r","});\r","\r","pm.test(\"Response has code\", () => {\r"," pm.expect(responseJson).to.have.property(\"code\");\r","});\r","\r","pm.test(\"Response has result\", () => {\r"," pm.expect(responseJson).to.have.property(\"result\");\r","});\r","\r","pm.test(\"Response has scores\", () => {\r"," pm.expect(responseJson).to.have.property(\"scores\");\r","});\r","\r","// Test the values of specific fields\r","pm.test(\"requestid is of type string\", () => {\r"," pm.expect(responseJson.requestid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"transactionid is of type string\", () => {\r"," pm.expect(responseJson.transactionid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"code is '0000'\", () => {\r"," pm.expect(responseJson.code).to.equal(\"0000\");\r","});\r","\r","pm.test(\"result is 'ok'\", () => {\r"," pm.expect(responseJson.result).to.equal(\"ok\");\r","});\r"," \r","\r","// Parse the request body string to JSON\r","const requestBody = JSON.parse(pm.request.body);\r"," \r","\r","pm.test(\"scores is an object\", () => {\r"," pm.expect(responseJson.scores).to.be.an(\"object\");\r","});\r","\r","// Check each dynamic product code and its values in the \"scores\" object\r","if (responseJson.scores) {\r"," const scoresProductCodes = Object.keys(responseJson.scores);\r"," scoresProductCodes.forEach((productCode) => {\r"," if( productCode == 'TP' ){\r"," pm.test(`scores for product code ${productCode} is an array with valid values`, () => {\r"," pm.expect(responseJson.scores[productCode]['tenure']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['subscription_type']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['activity_flag']).to.be.a(\"string\");\r"," });\r"," }\r","\r"," if( productCode == 'TF' ){\r"," pm.test(`scores for product code ${productCode} has correct value`, () => {\r"," pm.expect(responseJson.scores[productCode]).to.be.a(\"string\");\r"," });\r"," }\r"," \r"," });\r","}"],"type":"text/javascript"}}],"id":"35e645f4-6aa5-47b2-b6b3-018a9ea55394","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639177952092\",\r\n \"TF_date\": \"2023-01-01\",\r\n \"productids\": \"TFTP;\",\r\n \"requestid\":\"456474fgf237f\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{baseURL}}//score/api/v2/score","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[{"id":"4a94b38a-714b-4efe-8e11-f92e81b65abd","name":"SIM Verification GLOBE TFTP","originalRequest":{"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639177952092\",\r\n \"TF_date\": \"2023-01-01\",\r\n \"productids\": \"TFTP;\",\r\n \"requestid\":\"456474fgf237f\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{baseURL}}//score/api/v2/score"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx"},{"key":"Date","value":"Sat, 27 Jan 2024 04:32:25 GMT"},{"key":"Content-Type","value":"application/json"},{"key":"Content-Length","value":"224"},{"key":"Connection","value":"keep-alive"}],"cookie":[],"responseTime":null,"body":"{\n \"requestid\": \"456474fgf237f\",\n \"transactionid\": \"8be0f7ed08e74573a462222dcd78c45e\",\n \"code\": \"0000\",\n \"result\": \"ok\",\n \"scores\": {\n \"TP\": {\n \"tenure\": \"121+ months\",\n \"subscription_type\": \"NO\",\n \"activity_flag\": \"YES\"\n },\n \"TF\": \"NO\"\n }\n}"}],"_postman_id":"35e645f4-6aa5-47b2-b6b3-018a9ea55394"},{"name":"Telco Score + SIM Verification - SMART","event":[{"listen":"prerequest","script":{"id":"3cdfd2a7-26f7-442a-9c90-208676505e3f","exec":["// Get the value of the \"access-token\" parameter from the environment or global variable\r","const accessToken = pm.environment.get(\"access_token\") || pm.globals.get(\"access_token\");\r","\r","// Check if the access token is available\r","if (accessToken) {\r"," // Set the \"Authorization\" header with the value of the access token\r"," pm.request.headers.add({\r"," key: \"Authorization\",\r"," value: `Bearer ${accessToken}`\r"," });\r","}\r",""],"type":"text/javascript","packages":{}}},{"listen":"test","script":{"id":"fab2d2ee-ff62-4b60-9085-bf2b2e91effd","exec":["pm.test(\"Status code is 200\", () => {\r"," pm.response.to.have.status(200);\r","});\r","\r","// Parse the response JSON\r","const responseJson = pm.response.json();\r"," \r","\r","pm.test(\"Response has requestid\", () => {\r"," pm.expect(responseJson).to.have.property(\"requestid\");\r","});\r","\r","pm.test(\"Response has transactionid\", () => {\r"," pm.expect(responseJson).to.have.property(\"transactionid\");\r","});\r","\r","pm.test(\"Response has code\", () => {\r"," pm.expect(responseJson).to.have.property(\"code\");\r","});\r","\r","pm.test(\"Response has result\", () => {\r"," pm.expect(responseJson).to.have.property(\"result\");\r","});\r","\r","pm.test(\"Response has scores\", () => {\r"," pm.expect(responseJson).to.have.property(\"scores\");\r","});\r","\r","// Test the values of specific fields\r","pm.test(\"requestid is of type string\", () => {\r"," pm.expect(responseJson.requestid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"transactionid is of type string\", () => {\r"," pm.expect(responseJson.transactionid).to.be.a(\"string\");\r","});\r","\r","pm.test(\"code is '0000'\", () => {\r"," pm.expect(responseJson.code).to.equal(\"0000\");\r","});\r","\r","pm.test(\"result is 'ok'\", () => {\r"," pm.expect(responseJson.result).to.equal(\"ok\");\r","});\r"," \r","\r","// Parse the request body string to JSON\r","const requestBody = JSON.parse(pm.request.body);\r"," \r","\r","pm.test(\"scores is an object\", () => {\r"," pm.expect(responseJson.scores).to.be.an(\"object\");\r","});\r","\r","// Check each dynamic product code and its values in the \"scores\" object\r","if (responseJson.scores) {\r"," const scoresProductCodes = Object.keys(responseJson.scores);\r"," scoresProductCodes.forEach((productCode) => {\r"," if( productCode == 'TP' ){\r"," pm.test(`scores for product code ${productCode} is an array with valid values`, () => {\r"," pm.expect(responseJson.scores[productCode]['tenure']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['subscription_type']).to.be.a(\"string\");\r"," pm.expect(responseJson.scores[productCode]['activity_flag']).to.be.a(\"string\");\r"," });\r"," }\r","\r"," if( productCode == 'TF' ){\r"," pm.test(`scores for product code ${productCode} has correct value`, () => {\r"," pm.expect(responseJson.scores[productCode]).to.be.a(\"string\");\r"," });\r"," }\r"," \r"," });\r","}"],"type":"text/javascript","packages":{}}}],"id":"2bf53022-765e-4c1f-896b-c7659a3917fc","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"auth":{"type":"noauth","isInherited":false},"method":"POST","header":[],"body":{"mode":"raw","raw":"{\r\n \"mobilenumber\": \"639198307883\",\r\n \"TF_date\": \"2023-01-01\",\r\n \"productids\": \"G;TP;TF;\",\r\n \"requestid\":\"456474fgf237f\"\r\n}","options":{"raw":{"language":"json"}}},"url":"{{baseURL}}//score/api/v2/score","urlObject":{"path":["","score","api","v2","score"],"host":["{{baseURL}}"],"query":[],"variable":[]}},"response":[],"_postman_id":"2bf53022-765e-4c1f-896b-c7659a3917fc"}],"id":"83229ad2-380f-4857-b994-29fd83c87207","_postman_id":"83229ad2-380f-4857-b994-29fd83c87207","description":""},{"name":"Negative Test Cases","item":[{"name":"Invalid product ID","event":[{"listen":"test","script":{"exec":["// Test the fields in the response\r","pm.test(\"Status code is 422\", () => {\r"," 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\nMultiple products can be called for Smart. For Globe only TFTP, no teloc score
\nTo access the API, you need a valid access token. Include the access token in the request headers as follows:
\nAuthorization: Bearer access_token
The API endpoint for accessing the Customer Profile Record Score is:
\nhttps://sandbox.iscore.io/score/api/v2/social
The request should include the following parameters:
\nmobilenumber (Required)The mobilenumber parameter should contain the number of the client for whom you want to generate the SIM status check.
TF_date (Required)productids (Required)The productids parameter is a semicolon-separated list of product codes that you want to use for the address check. For SIMStatusCheckAPI request, the productids should be \"TP;TF;\" for SMART and \"TFTP;\" for Globe mobile numbers.
requestid (Required)The requestid parameter is an identifier for the API request. It should be a unique value for each API call.